You make sure your home and possessions are insured to provide protection in the event of a loss or damage. But what about life assurance to protect your family should the worst happen?
We know protection isn’t an easy subject to think about. After all, life is for living, not for worrying about what’s around the corner.
Not everyone needs life assurance (also known as life cover or life insurance) and you may well have some provision via your employer. But would this be sufficient to cover your mortgage or other living expenses if something happened to you?
Life assurance is designed to provide you with the reassurance that your family will be looked after if you’re no longer there to provide.
The amount of money paid out depends on the level of cover you buy. You can choose to have it paid out as a lump sum or as a regular income for your dependants. There are also options such as critical illness cover and total and permanent disability to consider.
Life assurance protection is designed to give you the peace of mind you need to live life to the full knowing that you, your family and your home are all protected against life’s unfortunate events.
FOCUS can provide you with advice on the cover you need to protect you and your family, including:
- Life Assurance protection
- Critical Illness Cover
- Family Income Benefit
- Mortgage Protection
- Income Protection (Permanent Health Insurance)
FOCUS can provide bespoke solutions to protect your world.
To find out more, contact us.