How can we help?
The UK is now experiencing the worst floods on record and one in six UK properties is at risk of flooding from rivers, the sea or surface water. This can cause real difficulty in arranging insurance with many mainstream providers refusing cover.
Similarly, most standard insurers will refuse a property known to be suffering from subsidence.
Your home or property may be unoccupied for a period of time – whether due to renovations/works being carried out, a rental property empty between tenants, or a holiday let empty for the off season.
Listed buildings can also prove difficult to insure as the rebuild cost will often be significant and therefore attract a higher premium than a house of standard construction.
These are just a few areas in which FOCUS can help as a Specialist Home Insurance broker.