Motor and Family Fleet Insurance

Motor insurance designed to meet your needs.

Cars come in all different shapes and sizes. As your dedicated motor insurance broker, FOCUS is able to offer a wide range of solutions to meet individual needs.

What Does Motor & Family Fleet Insurance Cover?

We cover all types of car
Whether you own a vintage or classic vehicle, a high end sports car or a fleet of vehicles belonging to family members, we can provide you with cover to suit your personal circumstances. In addition, we can provide cover for young drivers and imported vehicles.

Multiple vehicle cover
Family Fleet cover is a solution designed for especially families with multiple vehicles in one household as it takes into consideration the number of cars to drivers ratio, so can offer much better rates for multi-vehicle needs.

How it works
This is a cost effective alternative to insuring vehicles separately. You’ll have one policy document, one renewal date and all drivers will maintain their own individual No Claims Bonus.

GAP Insurance
GAP Insurance has become increasingly more important with the market increase in lease agreements for new vehicles. In the event of write-off as a result of theft and/or an accident, GAP will pay the difference between your motor insurance settlement and the original invoiced cost of your car or your outstanding finance, whichever is the greater.

Motor and Family Fleet questions

A classic car is defined by the date it was built; if it was built before 1978 then it is seen as a classic. From there, the older the car the different criteria it must meet. For example, if your car was built between 1960 and 1977 then you don’t need to pay vehicle tax , but you will need to get an MOT. Whereas if you’re lucky enough to own a car registered pre 1960, you don’t have to get an MOT or pay vehicle tax.

FOCUS offers a wide range of motor insurance solutions:

  • Classic/vintage vehicles
  • High performance sports cars
  • Cover for young drivers
  • Family Fleet cover
  • GAP Insurance
  • Roadside Assistance
  • Legal Protection

I just wanted to say thank you to you!
Thank you very much for your excellent customer service during the past four years and your help with all my car insurance needs. I certainly will come back to you if I am returning to the UK.

Thomas Christen, Motor insurance client

Associated Products

As part of our motor insurance solutions, we offer associated products including Motor Legal Expenses, Breakdown Products and Excess Protect. All of these can be tailored to meet your demands and needs and are often provided by market leaders in regards to premiums.

We will discuss and understand your motoring needs, before recommending the most appropriate policy.

In the event of an accident, you can be certain that your motor insurance policy will work when its most needed, providing complete peace of mind for anywhere on the road.