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Entries close 31 March 2021.
Motor insurance designed to meet your needs.
Cars come in all different shapes and sizes. As your dedicated motor insurance broker, FOCUS is able to offer a wide range of solutions to meet individual needs.
We cover all types of car
Whether you own a vintage or classic vehicle, a high end sports car or a fleet of vehicles belonging to family members, we can provide you with cover to suit your personal circumstances. In addition, we can provide cover for young drivers and imported vehicles.
Multiple vehicle cover
Family Fleet cover is a solution designed for especially families with multiple vehicles in one household as it takes into consideration the number of cars to drivers ratio, so can offer much better rates for multi-vehicle needs.
How it works
This is a cost effective alternative to insuring vehicles separately. You’ll have one policy document, one renewal date and all drivers will maintain their own individual No Claims Bonus.
GAP Insurance has become increasingly more important with the market increase in lease agreements for new vehicles. In the event of write-off as a result of theft and/or an accident, GAP will pay the difference between your motor insurance settlement and the original invoiced cost of your car or your outstanding finance, whichever is the greater.
A classic car is defined by the date it was built; if it was built before 1978 then it is seen as a classic. From there, the older the car the different criteria it must meet. For example, if your car was built between 1960 and 1977 then you don’t need to pay vehicle tax , but you will need to get an MOT. Whereas if you’re lucky enough to own a car registered pre 1960, you don’t have to get an MOT or pay vehicle tax.
Family fleet insurance is a flexible way to cover multiple drivers and vehicles on one convenient policy. Family fleet car insurance can cover any combination of vehicles – from cars and motorbikes to vans, MPVs, 4x4s – as long as they’re not commercial or company vehicles. Learner drivers can be included too.
It is not a legal requirement but it is advisable for anyone buying a vehicle. When combined with your comprehensive car insurance, the full value of what you paid for your new car in the first place will be covered. Whether you fully own the car or are making repayments on finance, GAP insurance can be used to pay off your personal financial loss, the remainder of your lease agreement payments or the amount left to settle hire purchase or other finance terms.
As part of our motor insurance solutions, we offer associated products including Motor Legal Expenses, Breakdown Products and Excess Protect. All of these can be tailored to meet your demands and needs and are often provided by market leaders in regards to premiums.
We will discuss and understand your motoring needs, before recommending the most appropriate policy.
In the event of an accident, you can be certain that your motor insurance policy will work when its most needed, providing complete peace of mind for anywhere on the road.