Specialist Mortgages

Specialist Mortgages

Mortgages come in all shapes and sizes – and sometimes your needs dictate specialist mortgage advice. If you’re looking to commence a self-build home project, seeking high value lending or have a complex situation, the experts at FOCUS can help.

Specialist mortgage services from FOCUS

Self-Build mortgages
The mortgage options for self-build projects can include land purchases and properties of non-standard construction.

We will provide assistance with all aspects of the self-build process including liaising with solicitors, advising on insurance options as well as finding the right mortgage solution for your needs.

Commercial Mortgages
For commercial property purchases, we can provide you with access to specialist advice.

High value lending
With rising property prices, it’s not uncommon to be seeking borrowing in excess of £1million. However, most UK high street lenders only offer mortgages up to this level with just a few lending up to £2million.

If you’re looking at buying a high value home, you need a specialist mortgage broker you can trust to find the most suitable solution to your borrowing needs as well as providing a confidential, discreet service. FOCUS offers a complete mortgage service, including protection and insurance advice, and has access to high value mortgage deals via a panel of specialist lenders and private banks, as well as options that may be available from the high street banks.

A mortgage is a loan secured against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Mortgage deals may not be available and lending is subject to individual circumstances and status

FOCUS can offer specialist mortgage advice to suit you

  • Telephone, video or face to face appointments.
  • A detailed and personal approach to advice.
  • Consultation on financial protection  including life insurance protection and insurance solutions.
  • Liaising with your legal advisers
  • Support with all aspects of your property purchase or equity release.

FOCUS can offer a range of options when it comes to specialist lending. If you’re considering a commercial property purchase, want to find out more about equity release, seeking high value lending or looking to build your own home, talk to us.