Technology Insurance

Who needs specialist Technology Insurance?

In simple terms – any technology provider. This includes – but is not limited to, software and hardware development, installation and maintenance; data processing; internet services, data and application hosting; computer systems analysis; consulting and training services; programming, systems integration; IT support and network management; IT security consultancy and services; control systems integrators and the Internet of Things.

Why Do I Need Technology Insurance?

There are many new and emerging technologies with companies involved in research, development and supply to the Aerospace, Satellite and Automotive sectors and many more high tech industries.

Technology companies own valuable intangible assets, such as sensitive data, software and intellectual property. Standard liability policies are unlikely to provide the cover needed. That’s why we offer Technology Insurance cover.

Public and/or Products Liability provides protection in the event of bodily injury or property damage. Technology insurance cover is designed to protect against the significant risk of economic loss related to the intangible assets a company owns. A comprehensive risk management plan needs to guard against the unique exposures that the use of technology presents

The exposures and threats of business operations involving technology will continue to grow as technology does.

What FOCUS can offer

Specialised technology insurance provides cover for anyone in the technology industry and can include cover for:

  • Professional Indemnity
  • Cyber Liability and Privacy Liability
  • Public and Product Liability
  • Asset Protection, including business contents, machinery, IT equipment and stock
  • Business Interruption (loss of revenue/research and development expenses)

Technology Insurance questions

The technology industry is constantly changing and so therefore the type of company that should consider specialist technology insurance is also ever evolving. However, if your business operates in any of the following areas, you should consider the need for technology insurance:

  • Internet service providers
  • Software design/developers and testing services
  • Data storage
  • IT consultancy
  • Telecommunications
  • SEO and/or Social Media services.

Why FOCUS?

We have extensive experience dealing with new and emerging exposures, cyber liability, data breaches, employee education and much more. We will work with you to develop a comprehensive bespoke insurance package based on your specific needs. We only work with the best and most reliable insurers. And in the event of a claim, we will help you through the process.

As your business grows and develops, your insurance needs will undoubtedly change. FOCUS will work with you to ensure that the exposure and risks faced by your business will be protected, leaving you with complete peace of mind.

To find out more, contact us

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