The facts about getting life insurance when you have diabetes.
With diagnoses of diabetes type 1 and type 2 on the rise in recent years, the need for adequate levels of life insurance for diabetics is becoming ever more present.
More importantly it is now becoming easier for someone with diabetes to get some form of cover, whereas historically this was just not possible.
Diabetics living in the UK can now be accepted for life insurance, and in some cases income protection. Insurance providers differentiate between type 1 and type 2 diabetes and treat them as such during the underwriting process.
At FOCUS, we have access to specialist insurance providers which means it is possible to arrange life insurance cover for people with a variety of existing medical conditions, including diabetes.
We believe that everyone should have the life insurance protection they need and deserve. With the additional health risks that can be associated with diabetes, life insurance can provide you and your family with financial peace of mind.
Not everyone needs life insurance and you may well have some provision via your employer. But would this be sufficient to cover your mortgage or other living expenses if something happened to you?
It’s not uncommon for diabetics to have an application declined, but that doesn’t mean that taking out a life insurance policy is impossible.
Talk to FOCUS to find out how we can help.
The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
