Adding a new child to a policy
Many providers now include children’s cover as standard with a small additional charge to upgrade. Adding a child to a new policy is incredibly simple and does not require medical information from your child at the time of application.
Additional Benefits Included
Furthermore, not only can you protect against the financial impact should your child suffer a serious illness or pass away, your children can also make use of the many additional benefits included in these types of policies. These include specialist nurses to provide in home care, bereavement counselling and medical second opinion services.
In 2018, claims for a child were the fourth most common claim on critical illness contracts for one of the largest providers on the market.*
With insurance companies offering children’s critical illness cover for a minimal increase in premiums – and in some instances included free of charge, it’s definitely time to talk to FOCUS about protecting your children’s future.
*Royal London Claim Statistics 2018