Life Insurance & Protection

You make sure your home and possessions are insured to provide protection in the event of a loss or damage. But what about life assurance to protect your family should the worst happen?

We know protection isn’t an easy subject to think about. After all, life is for living, not for worrying about what’s around the corner.

Not everyone needs life insurance (also known as life cover or life assurance) and you may well have some provision via your employer. But would this be sufficient to cover your mortgage or other living expenses if something happened to you?

Life insurance is designed to provide you with the reassurance that your family will be looked after if you’re no longer there to provide.

The amount of money paid out depends on the level of cover you buy. You can choose to have it paid out as a lump sum or as a regular income for your dependants. There are also options such as critical illness cover and total and permanent disability to consider.

Life insurance protection is designed to give you the peace of mind you need to live life to the full knowing that you, your family and your home are all protected against life’s unfortunate events.

Life Insurance Advice

Life Insurance Advice

Critical Illness Cover

Income Protection Insurance

Mortgage Protection Life Insurance

Life Insurance for Children

Self Employment Insurance

Life Insurance for Diabetics

Life Insurance & Mental Health



What FOCUS can offer

FOCUS can provide you with advice on the cover you need to protect you and your family, including:

FOCUS can provide bespoke life insurance solutions to protect your world.

We understand that everyone’s circumstances are unique and we’re able to provide life insurance solutions to meet different needs and requirements.

FOCUS has access to specialist providers as well as market leading products so that we can offer you a life insurance solution that suits you, your needs and your lifestyle.

If you would like further information regarding any of our specialist services below, please get in touch.

A life insurance plan will have no cash in value at any time and will cease at the end of the term.
If premiums are not maintained, then cover will lapse. The policy may not cover all the definitions of a critical illness.
For definitions please refer to the key features and policy document.