Case Studies

Here are some examples of the help and advice we are able to provide, and a demonstration of how we work. The advice we provide is completely confidential and so personal details have been changed.

Motor insurance for a convicted driver

We recently had a client who had 12 points on his licence and only avoided a driving suspension due to the circumstances. However, almost all insurers will not offer a quote for a person that has had two or three motoring convictions within a two year period. Therefore, this scenario was proving a challenge at renewal. But, with the wide […]

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Insurance for an imported vehicle

A client of FOCUS  was returning to UK from Russia after being out of the country for almost 10 years. He decided to import his much loved Russian 9 seater, mid-engine Mini Bus. As the vehicle is only produced and sold in Russia, trying to find a motor insurance quotation for such a vehicle when there […]

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Insurance changes for company expansion

An Oxfordshire motor product wholesalers were undergoing rapid expansion and needed larger premises. Having found a suitable site, on which new purpose built facilities would be constructed, they contacted us as FOCUS has arranged their commercial insurance solutions for many years. Steve Ilott and I assisted the client throughout the development process, attending site meetings with […]

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Insurance for companies floating on the London Stock Exchange

Many of our commercial insurance clients grow to become successful businesses – and subsequently float on the London Stock Exchange. Over the last twelve months I have personally advised and assisted two of my clients who were in this situation. This involved arranging specialist Directors and Officers Liability Insurance cover – putting in place bespoke Initial Public Offering […]

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Ongoing insurance advice for a technology-based start-up company

A laser technology start-up company  approached FOCUS several years ago for initial insurance advice required for their early stage business. I met with the company’s founder to discuss their needs and put in place a low-cost insurance package serving their immediate needs. Some eleven years later the company has grown to become a very successful business, employing […]

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Large Fleet Insurance claims & premium increases

A large wholesale produce company in London with 30 delivery trucks and many casual and agency drivers was seeing an ongoing increase in their fleet insurance renewal premiums due to the claims frequency and overall claim cost record. I instigated a meeting with the client where risk management was discussed, with implementation of much stricter new-driver […]

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Motor Fleet Insurance problems

An Oxfordshire property firm wanted to add a very high-end car to their fleet insurance which their insurer initially refused to offer cover for. I explained this to the client and explained that I would escalate with the current insurer but also get an individual quote on just this car, off the fleet, so that cover could […]

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Reducing costs for Motor Fleet Insurance

An Oxfordshire electronics firm had their eight vehicle fleet insurance policy increase by £800 due to two unfortunate claims in the last year. I arranged a detailed review of driving requirements and found that we could restrict the age of drivers to “over 25s plus 1”. This gave much better flexibility in the market and I was also […]

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Insurance for a flood risk area

A long standing client has three holiday let properties in The Lake District insured with FOCUS. In December 2015, they suffered with the horrendous floods. This resulted in a claim being made – which FOCUS provided assistance with – and over £100,000 was paid out. As a result, at the next renewal the existing insurer […]

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Fleet insurance cover for a non-UK licence holder

Fleet insurance cover for a non-UK licence holder An existing motor fleet client needed to arrange cover for a non-UK Director to drive a company fleet vehicle. The need A new company director coming to the UK for two years from Canada would be taking over an existing director’s company car. The detail The vehicle that […]

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Insurance package for start-up company

Insurance package for start-up company The need A medical device software company, founded as a spin-out from the University of Oxford, approached FOCUS to put together an insurance package to meet their requirements following the start-up of the company. The detail Working closely with the MD and the Legal Counsel, were were able to put […]

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Family Fleet Insurance Solutions

Family Fleet Insurance Solutions Mr D, a long-standing client of FOCUS – both for business and personal matters, had many vehicles at home and a large family of drivers. In order to avoid the additional high costs for the younger drivers, John put the scenario forward as a Family Fleet, taking into account the risk […]

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Home Insurance Advice

Home Insurance Advice Mr and Mrs S were recommended to Roz by an existing FOCUS Private Client. The Need Mr and Mrs S had home insurance place elsewhere but came to FOCUS seeking advice regarding two claims and increasing costs. The Detail The policy wasn’t due for renewal for a few months and so the […]

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Insurance solutions for a spin-out from the University of Oxford

Insurance solutions for a spin-out from the University of Oxford A medical device development company, founded as a spin-out from the University of Oxford, approached FOCUS from the company’s start-up for help and guidance with their insurance needs. The company’s research and development has progressed very well and they are currently nearing the end of […]

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Specialist Business Insurance for a European Biotech Company

Specialist Business Insurance for a European Biotech Company FOCUS look after the specialist business insurance needs of a European biotech company headquarted in Belgium with offices and laboratories in Bristol. Since they first came to FOCUS, I have helped them with their complex insurance needs, putting in place a comprehensive insurance program for both their Belgian […]

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