Employee Benefit Solutions

Offering employee benefits helps with attracting, recruiting and keeping the right people for the business.

You have to manage your business and your people in a highly competitive environment where people management, or human capital risk, is one of the main risks a business has. Human capital risks include failure to attract new employees, high levels of staff turnover, absenteeism, legal compliance issues and loss of knowledge.

What Can A Bespoke Employee Benefits Solution From FOCUS Include?

Death in Service

Group Income Protection (Permanent Health Insurance)

Group Critical Illness Cover

Private Medical Insurance

Dental Cover

Health Screening

Auto Enrolment Pension Scheme

Why Are Employee Benefits Important?

A strategic approach to human capital risks by offering the right employee benefits as the solution can reduce organisational disruption, increase operational efficiencies and employee engagement.

By providing a competitive and comprehensive employee benefits package, you can help protect employees and their families from the impact of unforeseen and negative events such as illness and injury and support their health and well-being. This provides a win-win outcome for both the employee and the organisation.

Employee Benefit Solutions Questions

The usual employee benefits provided via an employee benefits scheme are Group Life Assurance, Group Income Protection and Private Medical Insurance. However, these can be extended to include Critical Illness, an Employee Assistance Programme, Dental and/or Optical benefits.

Group Life Assurance (GLA) is a valuable employee benefit, which can pay a tax free lump sum and/or a longer term income, to an employee’s family and dependants if they should die in service. GLA is sometimes referred to as Group Life Insurance, though the industry prefers to use the term Assurance rather than Insurance. They are the same product.

A Group Income Protection Scheme provides a replacement income if an employee is absent and unable to work due to illness or injury. Schemes can also insure pension contributions and national insurance contributions for employees and the employer to meet your NI (National Insurance) liability.

Group Critical Illness cover provides a tax-free pay out if an employee is diagnosed with, or has surgery for one of the illnesses covered by the policy and survives a set period of time.

Why FOCUS?

As your business grows and develops, your insurance needs will undoubtedly change. FOCUS will work with you to ensure that the exposure and risks faced by your business will be protected, leaving you with complete peace of mind.

If there is anything we can help you with, please do not hesitate to contact us.

Employee Benefit Solutions

What Can A Bespoke Employee Benefits Solution From FOCUS Include?

Why Are Employee Benefits Important?

Employee Benefit Solutions Questions

Why FOCUS?

Taking the hassle out of Insurance…

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