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Entries close 31 March 2021.
Protecting against the unexpected is key to the survival of your business.
Business Interruption Insurance is designed to enable you to continue to pay the bills and retain customers should something happen that results in a loss of income.
Protect against the unexpected
Business Interruption Insurance provides financial protection in the event of disasters such as fire, flood or a major theft that prevent you from trading or operating.
Major damage to your business premises could leave you unable to operate until repairs are made. Business Interruption Insurance will usually cover your lost income for up to 12 months as well as additional costs such as the rent of alternative premises.
The event may not have happened on your own property. For example, a fire in a neighbouring warehouse or escape of water from an office above your company could leave your premises severely damaged and unusable. If you’re then unable to meet your customers orders and they go elsewhere, the income to your business will suffer as a result of the incident.
Business interruption cover can also include less catastrophic events such as the failure of power, water, telecoms or internet services for more than 24 hours due to damage to the service provider’s own premises or networks (unless by flood or earth movement).
Business Interruption Insurance can help with: