COVID-19 Policy Conditions Update
Government restrictions mean many businesses have closed temporarily which can result in buildings currently being left unoccupied.
If your insurance policies have unoccupied / security conditions and your properties were unoccupied prior to the COVID-19 outbreak, then the usual security conditions required by the insurer are the same as before. These conditions may include among other things weekly visits, removal of combustible waste, switching off gas, water and electricity and letterboxes sealed.
You should refer to your policy wordings for the exact requirements defined by your insurer.
For premises that have become unoccupied during the COVID-19 outbreak due to Government restrictions, a number of insurance companies are relaxing their policy requirements for the time being. During this period, insurers will continue to review their position.
Please contact us immediately if:
This downloadable document provides a summary of the unoccupancy position where we have obtained responses from insurance providers. If your insurance provider is not listed on this table, please contact us for more information.
If your insurer is listed, please check their occupancy position in column B.
If your property is going to be left unoccupied for more than the total consecutive days then you MUST notify us.
Our contact details remain unchanged and you can reach your usual FOCUS team member directly as normal.
We’re open for business as usual and here to help.
01865 953 111