Helping you find your way through the mortgage maze

Finding your way through the mortgage maze

Buying a home or refinancing a property can be one of the most stressful periods of your life. Working out which lenders to approach and what deal will suit you best beyond a good interest rate is key. But how do you go about finding the right mortgage for you?

Helping you find your way through the mortgage maze

 There is now a wider choice of borrowing options, including deals available at 95% loan to value mortgages.  For the self-employed, mortgages can be offered for those with just one year’s accounts, making it easier to get on the property ladder.

The property market is currently moving at a fast pace. COVID has had an impact which has seen house prices rise significantly – particularly in rural areas. Being able to act fast when you find your dream home is crucial.

Why should you talk to a mortgage broker?

Many of us still believe that when you need a mortgage, the first place to go is your bank.

However, by talking to an experienced mortgage broker, you have access to a wide range of lenders – banks, building societies and specialists, depending upon your needs. This provides you with  a much wider choice of rates – including those that are not directly available from banks/building societies.

At FOCUS, we take the time to understand your situation, as well as your future plans. We guide you through the entire mortgage process and provide advice to ensure you have the right life insurance arrangements in place to protect your mortgage and family.

Talk to our friendly team of expert mortgage brokers to find out how we can help you with your mortgage and protection needs.

Even if you don’t have immediate plans to purchase a new home, or your current mortgage rate isn’t due for review for several months or even a year or two, talk to us today and we can help you get your home financing in order. 

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage.